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Citizens Bank and Trust is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
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We offer CONVENTIONAL, FHA, VA, USDA Rural Development and JUMBO Loans.

Contact Penny Fagan for Guntersville, Albertville, Rogersville and Elkmont Locations

Contact Monty Davis for Arab, Hazel Green and New Hope Locations

Contact Brandi Chaffin for Cullman Location

Any of our experienced Loan Professionals can assist in getting you more information all on the Mortgage Products and services we can provide.